Flood Insurance for Your House
Flood Insurance for Your House
Flood Insurance for Your House
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Home Page > Finance > Insurance > Flood Insurance for Your House
Flood Insurance for Your House
Posted: Oct 19, 2008 |Comments: 0
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Majority of the people in the world have the belief that flooding, earthquakes, and other natural disasters have nothing to do with them. However this belief of theirs should be thoroughly verified. Even modern weather forecasts may be sometimes wrong or delayed. Nature always has surprises for us. So why not should we be more cautious to save our lives, instead of suffering some irreplaceable damages. Disasters like river floods, heavy thunderstorms, hurricanes, levee failures, malfunctioning of drainage systems and so forth are those factors that lead to flooding which is really hard to overcome. Also along with this comes theft, burglary, fire, etc. Thus the risk of flooding is big. According to some stats almost 90% of natural disasters around us are somehow connected to flooding. There are various ways to protect your property from the natural disasters. The best option is to avoid buying a house in areas prone to flooding or at least get acquainted with all the possible hazards related to that place and the topography of the area, he weather conditions in your area, some weather history of the area, etc. All this information will help you to take precautionary steps by your own or by professional contractors. If it turns out that risks of flooding are quite high in that area, you will have to look for a complete insurance policy which includes all the related issues. One point that should be kept in mind is that standard homeowner policies don’t cover flood damage. Unfortunately this fact is exposed only after the accident. You might have insurance against hurricanes or earthquakes, but unless your real estate is covered particularly against flooding, you will have to pay for everything on your own and that will undoubtedly double the miseries accompanying the accident. Because of the high level of risk factors it is not easy to find an insurance company providing suitable flood insurance. A National Flood Insurance Program had been devised in 1968 as an alternative insurance provider. The federal government will provide financial aid in case the flood occurs only if according to the agreement local communities implement all the possible measures in order to reduce or prevent future flood risks. The cost of insurance differs depending on the location of the property. Rates are high if you live close floodplains. Paying high rates is worth because in some areas losses are quite huge. Property of the homeowners which is located near low risk areas are enabled to refer to preferred risk policy with relatively low costs. Even if you don’t reside in a flood zone, it would be still better considering some kind of flood cover because in accordance to statistics, approximately thirty percent of flood insurance claims are exactly from the areas previously been considered as low-risk zones. In order to get the best deal do some research online and obtain the most suitable coverage for the lowest premiums despite the location of your real estate. This will put you in the driver’s seat.
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Jon Elton owns and operates a Car Home Life Insurance Quotes website to help while making decision about insurance. He also operates a Cheap Car Auto Insurance site to help taking decision about auto Insurance.
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I have 75k credit card debt & just sold my house to my son & daughter in law to pay off home equity loans so the house is no longer in my name; I sold it for fair market value.can i dec.bankrup?
What are the cheapest auto insurance companies ?
How do you go about getting interim auto insurance for a US registered pick up while in canada waiting on immigration? Does it need to be US or, Canadian insurance?
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Jon Elton owns and operates a Car Home Life Insurance Quotes website to help while making decision about insurance. He also operates a Cheap Car Auto Insurance site to help taking decision about auto Insurance.
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Question by …: PANOS Brands Recalls Vegan Rella Cheddar Block?
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Best answer:
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hahaha that stinks. I have not bought any vegan cheese, thank goodness.
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Do Walk in Bathtubs Have Design Flaws?
Do Walk in Bathtubs Have Design Flaws?
Do Walk in Bathtubs Have Design Flaws?
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Home Page > Home Improvement > Do Walk in Bathtubs Have Design Flaws?
Do Walk in Bathtubs Have Design Flaws?
Posted: Aug 09, 2010 |Comments: 0
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Not all walk-in bathtubs are created equal. Without realizing it many walk in bathtub manufacturers have created their products with design flaws. Purchasers need to be aware of those design flaws.
Step in height
This is a safety issue. Most walk in bath tubs have a high step into the tub of 6 to 7 inches. This height is actually dangerous for people with limited mobility. The reason they buy a walk in bathtub is because they can’t climb stairs or take large steps. Remember the purpose of the walk in bathtub is making bathing possible for those who cannot get in or out of a regular bathtub.
Tile Flange
A tile flange is the lip that extends above the bath tub by about an inch and a half. This allows the finishing material (tile, tub surround, etc) to hang over the lip to protect the drywall backing from getting wet and deteriorating. Most building codes require a tile flange. Many walk in bathtub manufacturers have neglected to add a tile flange to their bathtubs.
Bathtub size
Bigger is not always better. While manufacturers’ attempt to impress would-be purchasers by the size of their bathtubs, there are two things to keep in mind. If you are putting your bathtub in an existing bathroom it needs to fit, not only in the bathroom, but through the door. Secondly, the larger the size, the more water the bathtub will hold, making for a longer fill and drain time. Some people think that they want a bathtub where they can be immersed in water. That’s a great idea; but think how long it would take to fill and drain that tub while you sit inside waiting – that’s why such a bathtub does not exist. Remember too that when sitting in a traditional bathtub, your body is never immersed so why would you expect it to be in a walk in bathtub.
For further information regarding bathing safety and walk in bathtubs visit www.safetybath.com
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Pat Krushen is a web designer and free lance writer involved in the walk in bathtub industry.
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Does best buy do free car stereo installation ?
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walk in bathtub, purchasing, design, safety, styles, step, height, door, size, installation, use, buying, tub
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More Product Design Flaws Articles
Anybody agree that the way playoff system is designed in the NFL is stupid?
Question by Ashley: Anybody agree that the way playoff system is designed in the NFL is stupid?
like how are the patriots with a 9-2 record a wild card team and the jaguars with a 6-5 record are for sure playoff contenders. To base off playoffs by records, not by who is winning their division.
@ brother, good point
Best answer:
Answer by Eff Yew
i agree…
What do you think? Answer below!
recall Iams product code?
Question by Suzanne: recall Iams product code?
recall product code from Iams site, just copied and pasted…hope it helps!
To read can product codes, refer to the bottom of the can.
The first four numbers of the second line of numbers are
the date code, and the following four numbers indicate
the plant code.
For example, if the second line begins with four
numbers from 6339 to 7073 followed by the Plant
Code 4197, then the product should be recalled.
For foil pouches, the code numbers are located at the
lower left hand corner on the back of the pouch. The date
and plant codes appear in the third group of numbers,
beginning an 11-digit sequence.
See www.Iams.com and www.Eukanuba.com for
illustrated details or call P&G Pet Care Consumer
Relations at 1-800-882-1591.
here’s the address for cat & dog food…pls be patient.
http://us.iams.com/iams/en_US/jsp/IAMS_Page.jsp;jsessionid=21PELOGA5ULRPQFIAJ2JY2WAVABHNHE0?pageID=PCA&articleID=300003
Best answer:
Answer by Nate A.
Thanks
What do you think? Answer below!
Q&A: do you think its stupid when people put nail polish on their phone?
Question by paige( :: do you think its stupid when people put nail polish on their phone?
like a bunch of people i know put nail polish on the back of their cell phones as polka dots, stripes, or splatter paint design…do you think its stupid when people do that? just wondering haha : )
Best answer:
Answer by Tarynn
I remember some people doing that in the 8th grade. Yeah, kind of a tween thing.
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