Could someone explain what is the Consumer Bill of Rights when buying goods or utilizing the banking industry?

Question by chikitita_aris: Could someone explain what is the Consumer Bill of Rights when buying goods or utilizing the banking industry?

Best answer:

Answer by clearentertainermanagement
Consumer Bill of Rights
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Before the mid-twentieth century, consumers were without rights with regard to their interaction with products and commercial producers. Consumers had little ground on which to defend themselves against faulty or defective products, or against misleading or deceptive advertising methods.

By the 1950’s, a movement called consumerism began to gather a following, pushing for increased rights and legal protection against malicious business practices. By the end of the decade, legal product liability had been established in which an aggrieved party need only prove injury by use of a product, rather than bearing the burden of proof of corporate negligence.

In 1962, President John F. Kennedy presented a speech to the United States Congress in which he extolled four basic consumer rights, later called The Consumer Bill of Rights.
Contents
[hide]

* 1 The Four Basic Rights
o 1.1 The Right to Be Safe
o 1.2 The Right to Choose Freely
o 1.3 The Right to Be Heard
o 1.4 The Right to Be Informed
o 1.5 The Right to Education
o 1.6 The Right to Service
+ 1.6.1 Advertising
+ 1.6.2 Financing
+ 1.6.3 Labeling and Packaging
* 2 International Support
* 3 Sources

[edit] The Four Basic Rights

While later expanded, the original six basic beliefs of consumer protection are the most widely recognized.
[edit] The Right to Be Safe

The assertion of this right is aimed at the defense of consumers against injuries caused by products other than automobile vehicles, and implies that products should cause no harm to their users if such use is executed as prescribed. Established in 1972 by the US federal government, the Consumer Product Safety Commission (CPSC) has jurisdiction over thousands of commercial products, and powers that allow it to establish performance standards, require product testing and warning labels, demand immediate notification of defective products, and, when necessary, to force product recall.
[edit] The Right to Choose Freely

The right to free choice among product offerings states that consumers should have a variety of options provided by different companies from which to choose. The federal government has taken many steps to ensure the availability of a healthy environment open to competition through legislation including limits on concept ownership through Patent Law, prevention of monopolistic business practices through Anti-Trust Legislation, and the outlaw of price cutting and gouging.
[edit] The Right to Be Heard

This right asserts the ability of consumers to voice complaints and concerns about a product in order to have the issue handled efficiently and responsively. While no federal agency is tasked with the specific duty of providing a forum for this interaction between consumer and producer, certain outlets exist to aid consumers if difficulty occurs in communication with an aggrieving party. State and federal Attorney Generals are equipped to aid their constituents in dealing with parties who have provided a product or service in a manner unsatisfactory to the consumer in violation of an applicable law. Also, the Better Business Bureau is a national non-governmental organization whose sole agenda is to provide political lobbies and action on behalf of aggrieved consumers.
[edit] The Right to Be Informed

This right states that businesses should always provide consumers with enough appropriate information to make intelligent and informed product choices. Product information provided by a business should always be complete and truthful. Aiming to achieve protection against misleading information in the areas of financing, advertising, labeling, and packaging, the right to be informed is protected by several pieces of legislation passed between 1960 and 1980.
[edit] The Right to Education

To have access to programs and information that help consumers make better marketplace decisions.
[edit] The Right to Service

To convenience, to be treated with courtesy and respect, to responsiveness to needs and problems and to refuse any services offered.
[edit] Advertising

The Magnuson-Moss Warranty Act (1975) requires that a producer provide a warranty stating the standards of performance that the product will be held responsible to meet, and allows that warranty to be either stated explicitly or implied. With respect to advertising standards and consumer interaction with commercial producers, over forty US states have enacted “cooling-off” legislation that permits consumers to change their minds about the purchase of a product when dealing directly with a salesperson.
[edit] Financing

Before the passage of legislation providing protection against such injustices, the actual costs associated with loans were often hidden and near impossible for the avera

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How do i get into the female sex industry?

Question by chocolate: How do i get into the female sex industry?

i havent been able to get any job. even in retail or fast food. i realize that getting into graphic design is stupid because its jst going to get shipped overseas anyway and in pol science there are no jobs. can i make money by losing my virginity in a porno. im afraid stripping is too dangerous so maybe porn is safer. im almost 20 and really desperate to support my brother.
whyre are you guys telling me not to do it? me brother and i need to eat

Best answer:

Answer by Halaylooyah!
dont.

Know better? Leave your own answer in the comments!

How do i get into the female sex industry?

Question by chocolate: How do i get into the female sex industry?

i havent been able to get any job. even in retail or fast food. i realize that getting into graphic design is stupid because its jst going to get shipped overseas anyway and in pol science there are no jobs. can i make money by losing my virginity in a porno. im afraid stripping is too dangerous so maybe porn is safer. im almost 20 and really desperate to support my brother.
whyre are you guys telling me not to do it? me brother and i need to eat

Best answer:

Answer by BeaR
….Ohmy. x_x

–Would you rather get diseases by having sex with random men and/or women in the porn industry, or would you rather go get help by professionals who deal with these kinds of things? Think about that. Please get help.

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How hard is it to break into the web design industry?

Question by Johnathan M: How hard is it to break into the web design industry?

From the time I was eleven I’ve been into designing websites.Now I’m eighteen years old and looking into pursing web design as a career.I’m not stupid,I know that what I know about web design now isn’t nearly enough to get a job with.I’m planning on either going to college or taking a course on web design,but before I can make this kind of choice I need to know:

Is it difficult to break into the web design industry,even with proof of college or college level education and a portfolio?

Best answer:

Answer by blairnative
College is not required for a career in web design.

You need to have the artistic skills and creativity to design cutting edge web pages, and be able to bring multiple pages together into a website.

You need to understand the social network, and have an elemental understanding of marketing.

You need to have good tech skills. HTML, Cold Fusion, PHP, whatever. Dreamweaver probably.

Then you start building a portfolio. Build out a website of your own. Make it look great. Offer to build a few friends a website. Volunteer for a church, or fire station, or something like that.

Then you have creative skills, technical skills, and a portfolio of your work that people can look at.

Print some business cards up, and constantly network. Hit sites like Craigslist and look for work.

Its not a hard career to break into, it can be a hard career to excel at, and make good money in.

However, it can be done.

College doesnt mean much. I would prefer a web designer with an art degree versus IT degree, and frankly it doesnt matter. Most great web designers are self taught.

Give your answer to this question below!