Could someone explain what is the Consumer Bill of Rights when buying goods or utilizing the banking industry?

Question by chikitita_aris: Could someone explain what is the Consumer Bill of Rights when buying goods or utilizing the banking industry?

Best answer:

Answer by clearentertainermanagement
Consumer Bill of Rights
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Before the mid-twentieth century, consumers were without rights with regard to their interaction with products and commercial producers. Consumers had little ground on which to defend themselves against faulty or defective products, or against misleading or deceptive advertising methods.

By the 1950’s, a movement called consumerism began to gather a following, pushing for increased rights and legal protection against malicious business practices. By the end of the decade, legal product liability had been established in which an aggrieved party need only prove injury by use of a product, rather than bearing the burden of proof of corporate negligence.

In 1962, President John F. Kennedy presented a speech to the United States Congress in which he extolled four basic consumer rights, later called The Consumer Bill of Rights.
Contents
[hide]

* 1 The Four Basic Rights
o 1.1 The Right to Be Safe
o 1.2 The Right to Choose Freely
o 1.3 The Right to Be Heard
o 1.4 The Right to Be Informed
o 1.5 The Right to Education
o 1.6 The Right to Service
+ 1.6.1 Advertising
+ 1.6.2 Financing
+ 1.6.3 Labeling and Packaging
* 2 International Support
* 3 Sources

[edit] The Four Basic Rights

While later expanded, the original six basic beliefs of consumer protection are the most widely recognized.
[edit] The Right to Be Safe

The assertion of this right is aimed at the defense of consumers against injuries caused by products other than automobile vehicles, and implies that products should cause no harm to their users if such use is executed as prescribed. Established in 1972 by the US federal government, the Consumer Product Safety Commission (CPSC) has jurisdiction over thousands of commercial products, and powers that allow it to establish performance standards, require product testing and warning labels, demand immediate notification of defective products, and, when necessary, to force product recall.
[edit] The Right to Choose Freely

The right to free choice among product offerings states that consumers should have a variety of options provided by different companies from which to choose. The federal government has taken many steps to ensure the availability of a healthy environment open to competition through legislation including limits on concept ownership through Patent Law, prevention of monopolistic business practices through Anti-Trust Legislation, and the outlaw of price cutting and gouging.
[edit] The Right to Be Heard

This right asserts the ability of consumers to voice complaints and concerns about a product in order to have the issue handled efficiently and responsively. While no federal agency is tasked with the specific duty of providing a forum for this interaction between consumer and producer, certain outlets exist to aid consumers if difficulty occurs in communication with an aggrieving party. State and federal Attorney Generals are equipped to aid their constituents in dealing with parties who have provided a product or service in a manner unsatisfactory to the consumer in violation of an applicable law. Also, the Better Business Bureau is a national non-governmental organization whose sole agenda is to provide political lobbies and action on behalf of aggrieved consumers.
[edit] The Right to Be Informed

This right states that businesses should always provide consumers with enough appropriate information to make intelligent and informed product choices. Product information provided by a business should always be complete and truthful. Aiming to achieve protection against misleading information in the areas of financing, advertising, labeling, and packaging, the right to be informed is protected by several pieces of legislation passed between 1960 and 1980.
[edit] The Right to Education

To have access to programs and information that help consumers make better marketplace decisions.
[edit] The Right to Service

To convenience, to be treated with courtesy and respect, to responsiveness to needs and problems and to refuse any services offered.
[edit] Advertising

The Magnuson-Moss Warranty Act (1975) requires that a producer provide a warranty stating the standards of performance that the product will be held responsible to meet, and allows that warranty to be either stated explicitly or implied. With respect to advertising standards and consumer interaction with commercial producers, over forty US states have enacted “cooling-off” legislation that permits consumers to change their minds about the purchase of a product when dealing directly with a salesperson.
[edit] Financing

Before the passage of legislation providing protection against such injustices, the actual costs associated with loans were often hidden and near impossible for the avera

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Explain this argument against design?

Question by weezijian: Explain this argument against design?

George H. Smith, in his book Atheism: The Case Against God, points out what he considers to be a fatal flaw in the argument from design

Consider the idea that nature itself is the product of design. How could this be demonstrated? Nature, as we have seen, provides the basis of comparison by which we distinguish between designed objects and natural objects. We are able to infer the presence of design only to the extent that the characteristics of an object differ from natural characteristics. Therefore, to claim that nature as a whole was designed is to destroy the basis by which we differentiate between artifacts and natural objects. Evidences of design are those characteristics not found in nature, so it is impossible to produce evidence of design within the context of nature itself. Only if we first step beyond nature, and establish the existence of a supernatural designer, can we conclude that nature is the result of conscious planning. (p. 268)
Eh… I’m not in a philo class or anything… So this isn’t my homework.. I stumbled upon it on wikipedia and need help understanding it…
Thanks guys

Best answer:

Answer by jammin7000
Therefore George H. Smith argues on behalf of the trees, but has no use for the forest? Btw, the whole is greater than the sum of the parts…(forest is greater than the sum of the trees: God is greater than the sum of his creation)

For every effect, there is a cause- fundamental science axiom. Nature is the effect, what is the cause? xyz? xyz = God?

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I need to explain the level of a consumer’s expectation of a recalled product,suchas a DvD player.?

Question by sherry a: I need to explain the level of a consumer’s expectation of a recalled product,suchas a DvD player.?

Best answer:

Answer by Aaron
You don’t give much on details. But personally, if I owned a DVD that was recalled, my expectations would be that they provide shipping to and from my home, and a very quick replacement at no additional cost. Also a quick, “sorry to inconveniece” you letter signed by the president of the company.

my 2 cents… hopefully this is the type of response you were looking for.

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I had to research a recalled product explain the level of expectation the consumer .?

Question by sherry a: I had to research a recalled product explain the level of expectation the consumer .?

The consumer has purched a produt like the one researched.
the product is a Coby Portable DVD/CD/MP3 player.

Best answer:

Answer by Craig
Well Sherry, go do your research!

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