What is flood insurance and do you need it?
What is flood insurance and do you need it?
What is flood insurance and do you need it?
Free Online Articles Directory
Why Submit Articles?
Top Authors
Top Articles
FAQ
AB Answers
0 && $.browser.msie ) {
var ie_version = parseInt($.browser.version);
if(ie_version Hello Guest
Login
Register
Hello
My Home
Sign Out
Email
Password
Remember me?
Lost Password?
Home Page > Home Improvement > What is flood insurance and do you need it?
What is flood insurance and do you need it?
Posted: Jun 29, 2009 |Comments: 0
|
]]>
What is flood insurance and do you need it?
By: Chris
About the Author
Right Way Contracting and Restoration Services is a leading nationwide water damage restoration company specializing in 24/7 emergency service water damage restoration florida, water damage repair atlanta, mold remediation, flood damage repair, document drying, fire and smoke damage restoration and crime scene clean up.
(ArticlesBase SC #1000988)
Article Source: http://www.articlesbase.com/ – What is flood insurance and do you need it?
Flood insurance will protect your home and property in the case of a flood. Flood insurance is available to homeowners, renters and businesses. Most homeowner insurance policy coverage does not include flood damage. You should evaluate your risk of flooding when purchasing or renting a home. You may live in a flood hazard area and would be required to have flood insurance. High risk would be required to have a standard policy. A standard policy does not cover the contents of your home but you can purchase additional coverage for your personal property which would be wise because if your home was flooded, you can bet you would have personal property damage or loss.
You may not be required to purchase flood insurance if you live in a minimal or moderate flood hazard area but you may still want to purchase flood insurance to protect your home and property. It may be wise in case of natural flooding, you may lose all your possesions plus damages to your home and property and you would be responsible for your own losses and not protected. Natural events happen all the time and cannot be predicted. It is wise to be prepared. Natural flooding refers to snow melt, heavy rains, levee failures and other natural events, however assess your risk of flooding because floodwaters must affect two or more properties or cover two acres at least.
Flood insurance policy premiums will vary depending on your risk assesment, amounts of coverage, type of coverage along with deductables. There are three different types of flood policies. Dwelling refers to your home, General property refers to four or more family buildings or commercial buildings and last Residential Condominium Building Association Policy refers to condominiums. There is a thirty day waiting period on new flood insurance policies so it is not wise to purchase just before the local hurricane is about to hit. You will not be covered untill after the waiting period.
Flood insurance can be beneficial if you are in a flood zone or if natural flooding occurs. Consider your risks before purchasing flood insurance and check on premiums because sometimes it may be cheaper than you expected it to be and better to be safe than sorry. Check and see if you are at risk, check policies available to you, check deductables and check into property flood insurance to protect your personal property if you are getting flood insurance for your dwelling and then decide if flood insurance in needed for your home.
Retrieved from “http://www.articlesbase.com/home-improvement-articles/what-is-flood-insurance-and-do-you-need-it-1000988.html”
(ArticlesBase SC #1000988)
Chris –
About the Author:
Right Way Contracting and Restoration Services is a leading nationwide water damage restoration company specializing in 24/7 emergency service water damage restoration florida, water damage repair atlanta, mold remediation, flood damage repair, document drying, fire and smoke damage restoration and crime scene clean up.
]]>
Rate this Article
vote(s)
0 vote(s)
Feedback
RSS
Print
Email
Re-Publish
Article Tags:
water restoration company, water damage repair, restoration company, water restoration companies, mold remediation, flood clean up, water extraction, water removal, mold removal, fire damage restoration, flood damage repair, wet carpet cleaner, atlanta
Latest Home Improvement Articles
More from Chris
Guide to National Flood Insurance
Learn how to secure your home property when obtaining national flood insurance. (04:13)
Insurance Tips: Homeowner’s Insurance Coverage
You paid for a homeowner’s policy, but do you really know what you’re covered for? (01:13)
Quick Tip — Protect Your Basement from Water
This Quick Tip from ServiceMagic shows a cheap and easy way to keep water away from your home’s foundation. (00:56)
Termites cause over a billion dollars in damage each year. That’s more than floods, earthquakes and fires combined. (04:55)
Fasten your seat belts as we travel through the twists and turns of your auto insurance policy. (01:28)
Returning to your home after a flood can be a very emotional moment. Seeing the house that you have lived in and raised your children in for years all but destroyed by flood damage can be devastating. But after the emotional trauma has subsided you realize you are going to have to do some serious flood clean up or have it done for you.
By:
Chrisl
Home Improvementl
May 11, 2009
Information on Carpet and Padding Water Damage – Water Restoration
Flooded homes and businesses cause water damage and are extremely common. Water damage comes from le pipes, flooded basements and leaky appliances such as water heater, faucets, etc. It is important to have your water damage taken care of immediately as it can cause mold. Mold is dangerous and can cause health probles.
By:
Chrisl
Home Improvementl
May 07, 2009
lViews: 477
lComments: 1
All the hidden costs of water damage
Pouring rain, torrential flooding and heavy snow can cause severe water damage. Other extreme conditions include tornadoes, blizzards and hurricanes. All of these weather events can easily destroy a structure. It does not necessarily take a sudden flood to cause damage; water in large or small amounts can cause severe damage. The power of water can be very destructive and cannot be underestimated.
By:
Chrisl
Home Improvementl
Jun 29, 2009
A broken or leaking pipe can cause water damage to your home. If the pipe and the damage are not repaired immediately you may end up with mold, ruined walls, floors, or ceilings, a flooded basement and an outrageous water bill. You don’t have to suffer through all of that, though. If you call a Water Damage Restoration Company immediately, your pipes can be repaired and your property restored.
By:
Chrisl
Home Improvementl
May 11, 2009
Your House Has Flooded; Now What?
The first thing you experience when entering a flooded home is shock. Get past this quickly, because there’s a lot to do if you want to salvage your belongings! If the flooding is from an internal source, such as the washing machine, a water heater, or pipes, shut off the water to the house. Then, find your telephone directory and start calling disaster recovery companies. You must find one that is available immediately; cleanup must start within hours, not days.
By:
Chrisl
Home Improvementl
May 07, 2009
How to Water Damage Restoration Clean Up works
Water damage restoration is an arduous process but it can be done. The first thing you need to do before you begin the water damage clean up is to turn off the electricity in your home. Water is a conductor of electricity and you don’t want to get shocked.
By:
Chrisl
Home Improvement>
DIYl
May 07, 2009
Insurance for water damage mitigation
There is so much of uncertainty concerning what kind of water damage is covered under a home insurance policy. With a lot of home insurance mold claims being refused, home possessors are left with many inquiries when it comes to water damage to their house. Below is a list of what sorts of water damage is covered under your home insurance policy and what to do if water damage occurs to your house.
By:
Chrisl
Home Improvementl
Jun 29, 2009
Having mold in your home is nasty business. It can cause many respiratory illnesses and the flare-up of asthma. Mold spores can grow on any surface that has accumulated moisture. According to www.epa.gov, control of moisture is what prevents mold from growing. However, if moisture has accumulated and mold is growing, you have to clean the area. You need to clean all mold within 24-48 hours to prevent mold growth.
By:
Chrisl
Home Improvementl
Jun 29, 2009
lViews: 493
Tips on picking a kitchen designer
Look for kitchen designers that have generally been reviewed positively, but don’t rule out a designer for one bad review. Even the best companies can have angry customers from time to time.
By:
Wayne Hemrickl
Home Improvementl
Nov 18, 2010
Increasing number of people are going to do it than ever, even homeowners that swore they never would are succumbing towards the temptation. When time grows short and careers and families begin monopolizing your quality time, who wants to be stuck repairing the weekend doing home repairs
By:
Elite Roofingl
Home Improvementl
Nov 18, 2010
More and more people are doing it than ever before. Even homeowners that swore they never would are succumbing to the temptation. When time grows short and careers and families begin monopolizing your quality time, nobody wants to be stuck working on the weekend doing home maintenance.
By:
Elite Roofingl
Home Improvementl
Nov 18, 2010
Modern Benefits of an Age Old Traditions
Many people like the inspired thought and tranquility that you get from natural herbal incense and aromatherapy.
By:
Andrew Beenel
Home Improvementl
Nov 18, 2010
If you’re thinking of building your own shed then it really is significant that you do just a little bit of research prior to you begin. When you are more experienced at woodworking and diy projects you then will for certain have an advantage, in several ways. You’ll have the ability to determine regardless of whether utilizing a shed package or constructing a garden shed from scratch would be the very best option to suit your needs. The not so experienced carpenters will neverthele…
By:
John Emmsl
Home Improvementl
Nov 18, 2010
Determining What A Standard Kitchen Redesign Will Set You Back
It does not need to set you back a lot of cash to invest on a kitchen upgrade and even though you might like to do a complete kitchen area redesign, you will get your kitchen upgrade expense rather inexpensively, with some helpful suggestions
By:
CarlaWisserl
Home Improvementl
Nov 18, 2010
A Simple And Easy Do It Yourself Bath Reconstruction
There is always a single space in the home which will get much more interest compared to every other, such as kitchen area. The bath is this particular area.
By:
CarlaWisserl
Home Improvementl
Nov 18, 2010
If you have the creativeness of a five year old, why be satisfied with a monotonous bedroom set? The answer is simple, DON’T! You will discover a lot of amazing suggestions rolling through children’s minds that aren’t included when creating and furnishing their rooms. Asking and taking suggestions about interior planning from your child might seem like the most non-traditional thing to do, but we feel that it will ignite some ingenuity otherwise neglected. The initial step to the…
By:
Greg Jacobsl
Home Improvementl
Nov 18, 2010
Water damage mitigation is something that should be dealt with fast and efficiently. Although most insurance policies cover the charge of water damage mitigation, they in addition need the policyholder to take the essential steps to avoid secondary damages. One of the several worries for those who have experienced a water damage occurrence is avoiding the existence of mold; however it must not be the single concern.
By:
Chrisl
Home Improvementl
Jun 29, 2009
lViews: 353
Every year countless numbers of people are constantly dealing with the effect of storm damage. In most cases it usually ends up in having more added stress than necessary because they did not do the proper planning before the storm to ease the burdens they have after the storm. While this is no doubt frustrating you can be able to avoid the many different problems that these homeowners run into every year by taking some simple steps to ensure that you are ready for what ever may come your way.
By:
Chrisl
Home Improvementl
Jun 29, 2009
Frequently asked questions about water damage
Water damage within a home is one of the most detrimental things that can happen to the structure, visual appeal, and longevity of a residence. Water damage may include rusting, molding, or moistening among other things. Many homeowners or prospective home owners have questions regarding water damage in house, some of those frequently asked questions include such as “what are the causes of water damage?”
By:
Chrisl
Home Improvementl
Jun 29, 2009
Is water damage hazardous to your health?
Even the smallest amount of water damage in your home can be extremely hazardous to your health. Whether you have a small leak or a flood of biblical proportions, mold and mildew can grow in your home can cause serious health issues for you and your family.
By:
Chrisl
Home Improvementl
Jun 29, 2009
What to do when your water pipe bursts?
Everyone always wants to tell you what to do to prevent your pipes from bursting, but sometimes it just happens. Let’s take a look at what to do when the pipe bursts, and how to repair it without dropping tons of cash on a plumber.
By:
Chrisl
Home Improvementl
Jun 29, 2009
lViews: 1,193
What are emergency restoration services?
ERS or Emergency Restoration Services are clean up and restorative services for your home, business, and personal property that are provided by experts and after such catastrophes as flooding, storm or fire, mold, crime or bio-hazard damage has occurred.
By:
Chrisl
Home Improvementl
Jun 29, 2009
Water damage from a flood, a storm or burst pipes can be devastating to the interior of your home. There are ways to prevent large loss damage. When constructing a home or finishing a basement following a few simple common sense steps can easily save a considerable amount of money from water damage that may occur sometime in the future.
By:
Chrisl
Home Improvementl
Jun 29, 2009
Carpet cleaning after water damage
It’s happened to the best of us; flooding, or a burst pipe, causes water to come in to our home, creating water damage all over that wonderful cream-colored piling. All is not lost, though – let’s take a deep breath and look at how to clean up after the (water) damage has been done.
By:
Chrisl
Home Improvementl
Jun 29, 2009
lViews: 504
Add new Comment
Your Name: *
Your Email:
Comment Body: *
Verification code:*
* Required fields
Submit
Your Articles Here
It’s Free and easy
Sign Up Today
Author Navigation
My Home
Publish Article
View/Edit Articles
View/Edit Q&A
Edit your Account
Manage Authors
Statistics Page
Personal RSS Builder
My Home
Edit your Account
Update Profile
View/Edit Q&A
Publish Article
Author Box
Chris has 118 articles online
Articles Categories
All Categories
Advertising
Arts & Entertainment
Automotive
Beauty
Business
Careers
Computers
Education
Finance
Food and Beverage
Health
Hobbies
Home and Family
Home Improvement
Internet
Law
Marketing
News and Society
Relationships
Self Improvement
Shopping
Spirituality
Sports and Fitness
Technology
Travel
Writing
Bath Showers
Construction
DIY
Furniture
Gardening
Home Security
Interior Design
Kitchens
Landscaping
Moving and Relocating
Pest Control
Remodeling
Tools and Equipment
]]>
Need Help?
Contact Us
FAQ
Submit Articles
Editorial Guidelines
Blog
Site Links
Recent Articles
Top Authors
Top Articles
Find Articles
Site Map
Webmasters
RSS Builder
RSS
Link to Us
Business Info
Advertising
Use of this web site constitutes acceptance of the Terms Of Use and Privacy Policy | User published content is licensed under a Creative Commons License.
Copyright © 2005-2010 Free Articles by ArticlesBase.com, All rights reserved.
Right Way Contracting and Restoration Services is a leading nationwide water damage restoration company specializing in 24/7 emergency service water damage restoration florida, water damage repair atlanta, mold remediation, flood damage repair, document drying, fire and smoke damage restoration and crime scene clean up.
Q&A: What happens if there is a recall order on a product and the company ignores it?
Question by cass the shiz: What happens if there is a recall order on a product and the company ignores it?
Best answer:
Answer by Good Guy
Heavy fines and Huge Civil Lawsuits will generally put the company out of business. There may also be criminal charges brought against individuals within the company that ignored the order.
What do you think? Answer below!
john stossel 20/20 – graphic design
john stossel does a short report on the three common design mistakes americans make. picked the link up from jessica helfand’s site. www.winterhouse.com
Web Page Design: Finding HTML Errors / Validating
A quick tutorial about finding HTML errors using the W3C Validation Service.
Video Rating: 4 / 5
This fifth in the RAMM Report Writer video series, shows how to fix simple design errors including data with too many decimal places, wasted space and data order errors. It includes useful information on the tools in the LHS tool bar and has a section on scripting.
Nail Art Tutorial – That’s Not Grape? Flowers Design Cute for Short Nails and Pretty for Long Nails
?????????Visit www.meliney.com for Nail Art Supplies ????????? Somebody glanced at my nails when I was waving it around in a conversation few days ago and thought they were grapes. But when you look at it closely its actually not. So silly me named it Thats Not Grape am I a genius or what? (add stupid smile on my face with 2 thumbs up) Hehe I think its really cute so I hope you like it too. Works with long and short nails. Its quick and easy. Youll have both your hands done in no time. Versatile design so you can pick and choose your own colors. And when youre done, just casually wave it around when youre with friends or family and just get ready to receive compliments muahahahaha
Video Rating: 4 / 5
Lyrics: Unintelligent Design Goddamn humans and their stupid ideas Moronic morality for the weak and full of hope We’re supposed to think we’re created to serve when domination is in our nature What kind of god is this? A design full of faults or lab rats in “god’s” maze? This is the joke we’re supposed to believe Adam and Eve. Deceived. A complex, but fallible “design” Waste of energy Non-beneficial waste of intelligence Waste of time. why? Your “good book” castrates instinct A fairy tale glorified Deprivation of nature A blindfold to the true heart of man Unintelligently designed Idiots,Backwards,Self-serving,Self-righteous All-consuming, Bastards,Ignorant,Irrelevant Pernicious, Poisonous, Ever destroying Juggernauts. A brilliant, but defective “design” Anti-environmental, waste of intelligence, waste of energy, waste of time. A design full of faults an invention damned by god! This is the joke we’re supposed to believe Adam and Eve. Deceived.
Video Rating: 4 / 5
Q&A: Simplicity Crib Recalls…?
Question by ?Mommy to 2 year old Jacob?: Simplicity Crib Recalls…?
So I just found out the Simplicity Christina Crib N’ Changer combo crib I have is recalled… and my model number is one of them. Last year I heard this too but the email said if the hardware was installed correctly and not upside down then it’s fine…. now that is not the case and this is a totally new recall.
My husband’s friend got us this from Netshops.com and she sent me this email
Today the U.S. Consumer Product Safety Commission (CPSC) announced a recall of several models of drop side cribs manufactured by Simplicity Inc. and SFCA Inc. According to our records, you purchased one of these cribs from Netshops. (The model numbers that Netshops sold are 8756, 8765, and 8996.) Per the recall the CPSC is advising that you stop using these cribs immediately.
Recalls are the responsibility of the manufacturer of the product. We, however, have been unable to get in touch with Simplicity today. If you have a crib affected by this recall, please call 866-508-1142, to arrange for a replacement.
If you have any questions about this recall, please go to www.cpsc.gov.
Thank you.
What do you think will be done? Will it be replaced or do we have to do that now? I have already emailed netshops… but what they hell!? Starting tomorrow for nap he’ll go in his pack and play for the time being (he’s already asleep now and I hate to wake him..) but who else is dealing with this??
I just found a good one if this is what I comes to for us… http://www.walmart.com/catalog/product.do?product_id=10630001
I am so torn… and upset. I loved this crib dammit. lol
hubby wants to go set up pack n play now,…but poor Jacob is sleeping soundly and I hate to disturb him.. it wont fit in the door put together.. but I figure we’ve gone since 3 months old in it so he’ll be fine for one more night
Best answer:
Answer by Teri {A Proud Mommy!}
We’re going though this too. We ordered ours online at Walmart.com, so we could easily take ours in to get a refund. Now, we are going to go shopping this weekend. In the meantime, Kaelin sleeps in her pack n play. She’s not too picky where she sleeps — we could put her in a cardboard box and she’d be okay with it! lol
I’m not looking forward to crib hunting again!
Give your answer to this question below!
Are those Airplane designing engineers that stupid?
Question by wo: Are those Airplane designing engineers that stupid?
* Events of Airplane accidents involving birds are so common.
* I believe the designing Engineers are so stupid not to realize that suitable grills/metal nets are so important to be provided to the engine’s front, so to prevent various type of birds from filtering through causing plane damages or crashes.
* This solution is the simplest thing comes on any sound minded person.
*** If grill fitting is not the solution (which I don’t believe! ) then please explain why?
Best answer:
Answer by ski_pil0t
Before you start calling Engineers ‘so stupid’, maybe you should do a search for how many times this question has been posed in the last 72 hours and think about how this reflects on your own perspicacity.
Give your answer to this question below!
Bridge collapse?
Question by ?Ashley K.: Bridge collapse?
I haven’t heard anything in weeks about the bridge collapse. where can I get more information on what’s going on now?
Best answer:
Answer by sleepybuckets
google up the local tv stations and papers in minneapolis
Give your answer to this question below!
Yahoo becoming User Unfriendly? Yahoo Design staff Stupid?
Question by Mike H: Yahoo becoming User Unfriendly? Yahoo Design staff Stupid?
Simple question is how to change my profile pic?
you think u know how ?
try doing it urself befor you give me a stupid answer.
Use to be E-Z as pie
Yahoo needs to test be4 they release this crap update
navagation becomen harder n harder
Simple , User friendly is the idea not reverse
Best answer:
Answer by Christabelle
I know! It is rather difficult. I had a hell of a time changing mine!
Give your answer to this question below!
Is there a toy recall site where you can put in the product codes ?
Question by mouse: Is there a toy recall site where you can put in the product codes ?
Where you can just put in product or manufacturing numbers to see if they are on the recall list?Instead of going through the whole list
Best answer:
Answer by C?H?E?E?R***Girl!
i dont’ know of one where you actually enter in the codes, BUT if you press the ctrl+f key on your keyboard, it pulls up the “find” window. you put in the code and press search and it will check the whole web page you’re on for whatever you type in!
What do you think? Answer below!